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Stop Being A Victim Of An Unfair And Inaccurate Credit System! Repair Your Credit Now, Because...
"LET'S FACE IT, HAVING BAD CREDIT... SUCKS"
“Here's How You Can Quickly and Easily Get Help With Bad Credit Repair. This Incredible System Is Guaranteed To Restore Your Credit, And Put You In Charge Of Your Own Credit Report …
Without Having This Incredible Inside Information, Going Up Against Any Big Business Can Be Impossible, Let Alone "The Big Three." Who By The Way...Hold's A Monopoly On The Whole Credit Industry!”
Dear Friend,
My name is Michael Lamerson and I have a question for you. How much is credit repair worth in your life? Not sure, then take a look at this:
Automobile Financing: If you are making payments on a car, you are probably paying between $5,000 and $9,000 more just for having bad credit. This added interest shows up every month in a higher payment. Take a look :
Example: $20,000 Car Paid Over 5 Years: |
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CREDIT STATUS |
RATE |
PAYMENT |
COST OF BAD CREDIT |
Perfect |
5% |
$379.00 |
$0.00 |
Mortgage/Home Financing: Bad credit in auto financing can really hurt, but it is nothing compared to the cost of bad credit when a home is involved. A typical home can cost between $50,000 and $130,000 more in interest if you are buying the home with bad credit.
Example: $100,000 Home Paid Over 30 Years: |
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CREDIT STATUS |
RATE |
PAYMENT |
COST OF BAD CREDIT |
Perfect |
6% |
$600.00 |
$0.00 |
(Rates subject to market conditions.)
Do you cringe every time you need credit? Weather it's a mortgage, credit card, student loan, auto loan knowing you might hear... sorry, but your scores to low. Or.. yes we can help, but... the rate is in the double digits and the costs are out of this world. And when you question them, they say: "take it or leave it." Hey... they know they have you over a barrel and you have no other choice.
Now suppose you could apply for a credit card, car loan, student loan or mortgage and you'd have Lenders out right paying you to borrower their money, I mean giving it away for just about free. It's true. And it happens everyday. With this incredible information I'm about to share with you, it "will" happen to you.
Who Am I To Help You With Credit Problems...
As you can see... I'm not just another pretty face trying to sell you something. I'm a real credit repair specialist and mortgage banker. I have reviewed hundreds of thousands of credit reports in my career, and in just about every case of bad credit... let's just say I've seen and heard everything.
Here's How The Story Goes... "I was never late on that", "their wrong", "that's not mine", "that was paid for years ago", "that was included in my bankruptcy", "I don't know what that is", and I don't remember... and their stories go on and on...
Listen... we all have a story. Some worse than others but, the fact is they could not buy their dream home, or they could but had to pay a very high interest rate and had to put down a great deal of money.
I Was Losing Business And Money
I was losing business and had to find a way to fix the problem fast. More than that I was losing a lot money and seen a big problem in the industry that needed to be fixed. People much like you were asking for help and no one would help them. Most of the owners of the mortgage companies I've worked for would tell me: "we are not in the credit repair business and not to help people who can't help themselves." They call it pushing the bruise. I called it pushing a bunch of B. S.
So I looked around for years for a way to fix the problem and found it. I hooked up with a private, non-profit, credit restoration company. They provide education and services nationwide. Up to this point they would only work with mortgage companies and Loan Officers to help their borrowers improve their credit scores to buy homes in 60 - 90 days. That's big business people... working as a well oiled machine. Look, it was keeping our economy going for the last 7 - 10 years straight. The one service I used the most with them was their eliminating outstanding debt for 30 cents on the dollar.
Then It Came To Me...
At that point in time my purchase and refinance business doubled and is still going strong. I was able to payoff more debt for my borrowers and or help them buy their dream home, and their score went through the roof. And of course borrowers got extremely low fixed rates. After years of doing this I had a thought... what if I had this private, non-profit, credit restoration company help me take their services to the public. Not everyone who has bad credit, needs or wants to buy a home.
But I know this system definitely worked for homebuyers, and their biggest investment in life and probably yours too. Why not allow anyone who needs help get it. And now I have it and want you to know about this book that will help anyone looking to clean up and fix their credit, get their fresh start for whatever reason. What I'm about to tell you is the truth and is real and best of all... it works. What you are about to find out may even be a little surprising. So let's start from the top.
Who Controls Your Credit Score?
Remember back … when you were in school. You were graded by a report card. Boy those were the days... In life though, you're graded by a tax return and now most importantly a credit score.
You can in most cases control your bottom line on your tax return, but your credit score is a mystery to everyone, except to their creators, "The Big Three." They are Experian - formerly TRW, TransUnion and Equifax who are ALL FOR profit companies and are "NOT" government ran agencies. "Surprise"
Their only job is to report what a member or creditor puts on your credit file and then sell your personal information back to these third parties who pays them a fee to be one of their members. Did you catch that last one... they sell your personal information for money! You 'd think if someone was making money off you, you 'd get something in return, but not in this case.
For Instance...
I've talked to thousands of people who went through bankruptcy and they were told by their Attorney that their credit would be taken care of. They were right, but not your credit report. You see, it's your job to clean that up. And what do I hear at that point: "Well, no one told me that." Of course not, they are not paid to. Then why wouldn't the creditor report it. Well, they feel you screwed them and why should they spend another dollar to clean up your credit.
Same is with collections and judgements. Someone has to file a document to put the judgement or collection on your credit report and that same person has to file a release to take it off. Most of the time that don't even happen. Then it's a fight to find that person to get your release. Or they take their sweet ass time doing it for you. That's the truth.
Who Is Policing These Big Companies...
As you can see, there is really no one policing your personal information... except these big money companies. Doesn't BIG money companies control everything? Look, mortgage companies, credit card companies, auto loan companies, auto insurance companies, employers and a number of others can get your personal information for a fee. |
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When You Need The Help...
As long as I've been in this credit business it seems the ones who need the help the most are the ones who are charged the most. You're charged much higher rates, closing costs and fees. Then they hit you with pre-payment penalties. Gosh... they really jam these high fees down your throat, don't they? If you think about it... you're dealing with legal loan sharks at this point.
But there is a little Law called the Fair Credit Reporting Act or (FCRA) that can make "The Big Three" and their information providers i.e.. their members, responsible for correcting inaccurate, incomplete or unverifiable information in your credit report. But with a Population: 300,000,000 in the United States, do you really think their spending the money to do this? "NO", they would go broke. And unless you call them out on it, yours won't either.
So where do you start to put a stop to all this and get control of your credit file?
Right Here...
First, You Have To Know Your Credit Score.
| Excellent | 750 - 850 |
A - / A+ Credit Grade |
|---|---|---|
| Good | 660 - 749 | B - / B+ Credit Grade |
| Fair | 620 - 659 | C - / C+ Credit Grade |
| Poor | 300 - 616 | D - / D+ Credit Grade |
| I Don't Know | ??? | You Get An (E) For Incomplete |
As you can see, scores run from 300 and go as high as 850. Anything over 720 is good. Above 800 is great and the world is yours. This is where I was talking about creditors paying you to take their money.
Could you imagine walking into a bank and walking out with cash, just on your name and score alone.
Sounds too good to be true?
Well, it isn't if you have a incredible credit repair system.
Think about it... controlling your credit file and achieving a higher credit score is the most powerful tool you could ever learn and earn. Lower rates and low to no closing costs on all your credit needs. Simply put, getting help with bad credit repair now will change your life forever.
Creating This Incredible Bad Credit Repair System, Was The Hard Part…
We know this business and really know how to make this Law (FCRA) work in your favor, and that my friend is the name of this game. While it could take you years and can cost you a small fortune to figure all this out, we have done all the hard work for you. Others have falling flat on their face trying to do what we do. But instead of knocking yourself out trying to come up with just the right credit repair system that will work, you can now have it inside a new credit repair book called:
“Help With Bad Credit Repair”
At last! Your complete credit repair system is here. You will have higher credit scores, lower rates on all your credit needs and, you will never have to pay high cost and fees again. It's right here... right at your finger tips. Total control over your credit file will be in your hands. You'll have the piece of mind knowing that the information on your credit file will be true and accurate. But don't take my word for it, here's what customers from all over the country are saying about this unique credit repair system :
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This credit repair system helped us buy our home! |
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Our Credit improved! |
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“When I was told that this system is the one that mortgage professionals use, I was sold. I was looking to refinance my home to get some cash out to pay off my bills, but couldn't because of my low credit score. This information helped me go from a 490 to a 580 which allowed me to get a cash out refinance loan and pay off my debt which furthered helped my credit score to where now I have a 634.” Gary D. |
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“You said that I would see results in 60-90 days and you were wrong, I saw results in 45 days. My credit score was improved 55 points allowing we to get 100% financing on my home and allowed me to purchase a new car with no money down.” Christopher P. |
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I know you're probably still skeptical and a bit on the conservative side, but think about this – if you keep doing the same things over and over again – you'll only succeed in getting the same results. That's why I want to let you try out my proven bad credit repair system completely and totally risk-free ! (I'll tell you about my unique guarantee in a moment.)
You Will Learn Secrets, That Will Help You Remove:
YOU CAN REMOVE:
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Okay, So What's The Cost For This Incredible Resource?
Well, realize that this credit repair system could easily sell for $1200.00 to $1500.00 dollars. Most people on the west cost pay this amount all day long per-person. In fact, if you asked a top credit repair specialist like myself, to help you repair your credit, you'd be charged in the neighborhood of $699.00 to $1500.00 just for the time involved in the whole process, not including postage and Attorney fees if needed.
I currently charge a minimum of $699.00 for this credit repair system to all my clients. So at bare bones minimum you're getting hundreds and hundreds of dollars worth of credit repair information at your disposal for a fraction of the cost.
But I'm not going to charge you anywhere near that amount or even my minimum project price . In fact, your total investment for "Help With bad Credit Repair" is not $1500.00, not $1200.00 not even $699.00.
It's just: $49.99 Plus S&H
So What's The Catch? Why Am I Practically Giving This Resource Away?
Well, it's really quite simple. We have to stop "The Big Three" and you need to take charge of your credit... it's your personal information, your future and your money. Plus, you arg to Do-It-Yourself. Any time you Do-It-Yourself you save money right? Of course you could up grade to our full service program anytime. I'm even going to give you for a limited time, a discount on that service. But I think this book is going to explain everything you need to do, and at that point it's up to you to do the work.
But wait there's more:
Get Your Fast Action Bonuses By Ordering Now!
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Fast Action Bonus #1: My best seller, "How To Get A Low Fixed Rate Mortgage After Credit Repair... That's Not Based On A Fico® Score." This book alone will give you some amazing information that will save you hundards of thousands of dollars in interest payments. You'll get a detailed checklist on what questions to ask when shopping for a loan. It will teach you inside information on how Lenders and Brokers price their loans to make all that money they do, so you will never be taken advantage of again. This book retails for $49.99 also, but I think it goes great with the "Help With Bad Credit Repair System " so I'm giving it away for free with ever purchase. This definitely is an limited time offer, so don't wait, get your free copy today.
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Fast Action Bonus #2: I'm sure you heard of a For Sale by Owner, or (F.S.B.O.) If not, it's where you sell your home with out a Realtor to save the 6% commission. I'd say 50% of the F.S.B.O.'s end up going with a Realtor when they find out they just don't have the time to dedicate to the work at hand. My hats off to them though, at least they had the guts to try. So, what I'm going to do is give you a deep discount for my credit restoration services. For one full year from the purchase date of the "Help With Bad Credit Repair System", you can get a $200.00 Off Certificate to be applied against my full service program. Everyone needs a backup plan, and I just want to make sure you have one.
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Fast Action Bonus #3: You will get a ready to use, fill in the blank copy of the actual Dispute Letter we use in our full service system. This way you can just fill in your information and you're ready to go. This is a $20.00 value, but yours free with the purchase.
Together these "Fast Action Bonuses" are worth more than triple your investment in the
"Help With Bad Credit Repair System"
-- but they're all yours absolutely free when you order now!
| 100% Risk-Free Guarantee: |
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Your success in using "Help With Bad Credit Repair"is completely guaranteed.
In fact, here's my 100% Better-Than-Risk-Free-Take-it-To-The-Bank Guarantee:
My company is in the business of selling INFORMATION; extremely valuable information that has changed the lives of hundards of thousands of men and women all over the USA . Every attempt is made to explain the information with as much detail as possible. Additionally, all testimonials and results seen on this site are real.
Unlike other companies I make no attempt to woo the unsuspecting buyer with outlandish money back guaranties. My products speak for themselves. To truly stand behind one's products means that you believe, beyond a shadow of a doubt that the information contained in them is immensely valuable. Offering an unconditional, no-questions-asked refund, return or exchange hardly shows confidence in one's product.
But ... I'm going to offer one anyway. Get my products, any of them - makes no difference - and if you aren't satisfied, if you don't like it, or whatever - send it back within 60 days and I'll refund your money (less shipping and handling charges). No questions asked. Plus, the free fast action bonuses are yours to keep regardless, just for your trouble.
Look, if your scores have not started going up by then and you've done everything I say in the book... I've failed, and I'm not going to let that happen.
Is That Fair Or What?
That means you can try out the credit repair system at my risk, while you see if it works for you or not. And if it don't produce, I honestly want you to ask for your money back. And I'll let you keep the free fast action bonus gifts as my way of thanking you for giving the "Help With Bad Credit Repair System" a try.
There is absolutely no risk, whatsoever on your part. The burden to deliver is entirely on me. If you don't produce higher credit scores using these credit repair techniques, then I'm the loser, not you.
Look at it this way -- $49.99 is really a painless drop in the bucket compared to the money you're going to waste on High Interest Payments this year alone. That's why…
You Really Can't Afford Not To Invest In
This "Help With Bad Credit Repair System!"
What are you waiting for?
Click the link below to begin fixing
your credit...
Do It RIGHT NOW !
Everything Regularly Priced $1016.00
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Get ready to take control of your own credit file and achieve a higher credit score. This system is going to be the most powerful tool you could ever learn. Soon you'll have lower payments and lower rates on all of your credit needs. Remember... paying less in interest keeps the money in your pocket not theirs. Simply put, getting help with bad credit repair now will change your life forever.
Sincerely,
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Michael R. Lamerson
P. S. Just think! You'll never again suffer through the pain and hassle of hearing, "sorry, but your credit score is just to low..." ever again.
I've Seen All The Proof I Need. I'm Ready To Get Started!
Click Here To Order Your Credit Repair System Now!
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